HR Block vs Credit Karma Tax

File your taxes for FREE, quick and easy. Credit Karma vs H&R Block. Which is better?

Online tax filing has really come a long way in recent years. There are now multiple great options to file your federal and state taxes online.

Let’s compare two of the most popular services. H&R Block and Credit Karma Tax.

ProsCons
1. Offers 100% Free Tax Filing1. Not the lowest price for some filing types
2. Low Pricing for Advanced Features
3. Great Online Help & Support Content

The H&R Block online resources have made a pretty big jump forward this year. It’s a great option for easy, do-it-yourself tax filings.

H&R Block also offers more advanced options for homeowners or self-employed tax filings. So, you can be sure whatever you may need, H&R Block has a tax filing option for you.

The Free Online Filing option is best when you get a W2 from your employer, with or without Kids and you rent.

For tax filings with an health care HSA, homeownership or charity donations, you will need to purchase the Deluxe Online option which is currently $22.49 for federal and $36.99 per state filing. Accoding to H&R Block, that’s cheaper than Turbo Tax.

There are also mulitple filing tiers that cover everything you may need to file all the way up to having a Tax Professional review, sign and e-file your taxes for you. They have a tier level available for everyone.

SEE OPTIONS
ProsCons
1. Offers 100% Free Tax Filings1. Limited support for more complicated filings
2. Quick & Easy to use

If your taxes are relatively straightforward and price is your main concern, Credit Karma Tax is the best choice.

The Credit Karma Tax service is 100% free for all filings they support. So there’s zero upselling throughout the process. That helps keep the overall experience simple and easy with no stress wondering whether or not you need to buy an add-on service.

In order to file your taxes, you will need to sign up for an account with Credit Karma’s main credit reporting service. That’s also completely free, but it’s something to keep in mind. If you put a freeze on your credit files with Experian, Equifax or TransUnion you’ll need to lift those holds before signing up.

Credit Karma Tax is a great 100% free filing service. Take a look to see if it will meet your needs this year.

SEE OPTIONS

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A lifelong student of habits and behavior change. Mike is the CEO and co-founder of Tip Yourself, a mobile app and community focused on saving money through positivity and small shifts in habits.

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